With the U.S. economy still struggling to climb out of debt, many Americans are looking to catch a break financially by filing for bankruptcy. The final count for 2014 U.S. bankruptcy filings was approximately 910,090. And during hard times, most people turn to family members and friends to help them out, and many people have asked family members and friends for a loan. However, problems can and will happen when you attempt to pay your relatives and friends back before you file for bankruptcy. Read More»
Filing for bankruptcy is not a decision that should be taken lightly. Even when it feels like times are tough, you may still be deciding if bankruptcy is right for you. Bankruptcy should be used as a last resort, which is why you should evaluate your financial situation carefully before officially filing
Negotiate Your Debts
If you have debts that will be wiped away by filing for bankruptcy, some of your creditors will be left with nothing. Read More»
If you are struggling to cope with inadequate employment and income along with a pile of debt, the last thing you need is to be taken in by an unscrupulous debt collector. It is important to become knowledgeable about tricks that dishonest debt collectors can try to pull on you and how you can protect yourself.
Getting You to Pay a Debt Twice
If you have gotten any payday loans in the past, beware. Read More»