Helping People Recover from a Debt Crisis

5 Signs You Should Talk To A Bankruptcy Attorney

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It’s no secret that when someone is completely broke without any way to pay their bills, filing for bankruptcy is often the only way out. However, determining when you’re really broke and otherwise helpless is not as easy as you might think. Many people wonder for years whether they’re at the point where they should file for bankruptcy. However, if you recognize these five signs in yourself and your finances, it’s time to talk to a bankruptcy lawyer. Read More»

Why You Should Choose Chapter 13 If You Want To Stop Foreclosure

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If you are struggling to pay your bills and are worried your mortgage lender is going to foreclose on your house, filing for Chapter 13 bankruptcy might be the best option you have if you want to stop this from occurring. Here are three things to understand about bankruptcy and how it affects a foreclosure. Chapter 7 Does Not Stop a Foreclosure Generally, when you file Chapter 7, you will be allowed to keep your house if the following two conditions exist: Read More»

Don't Fall Victim To Debt Consolidation Loan Scams

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When you have debts hanging over your head and creditors calling, the pressure can feel almost unbearable. Unfortunately, there are predators out there who know that you’re feeling the pressure – and they don’t mind using your feelings against you. If you fall victim to a debt consolidation scam, your financial situation will just go from bad to worse. Here’s how to spot a debt consolidation loan scams when you see them: Read More»

Bankruptcy Exemptions And Keeping Your Property

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A chapter 7 bankruptcy filing could put some of your property in jeopardy. While the thought of losing property through a bankruptcy can be scary, knowing what will happen will only help you make the best decision when it comes to filing. Read on to learn more about your home, bankruptcy and exemptions. Why could I lose property? A lot of people think of bankruptcy as a way of getting out of debt, but that is only part of the story. Read More»

How A Bankruptcy Attorney Can Help With Debt Relief

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If you have reached a point financially where you do not have enough income to pay all the bills that come in, it is time to make some changes. While you can work to reduce any new bills you incur, you will still have old bills that need to be paid. It can be very stressful and you may debate filing for bankruptcy. While this is an option, most bankruptcy attorneys will advise some type of debt relief or consolidation before actually filing, and there is good reason for this. Read More»